FIND YOUR DREAM HOME
Need a guide to buying your new property? Buying a home, particularly for the first time can be a daunting experience. We are here to help – here is our step by step guide to buying a home. Click to view the step you are at for a guide on what’s next.
How much do you want to spend? This might be dependent on how much of a deposit you can get together. A minimum of a 5% deposit, plus your stamp duty and solicitor fees will be required. You may find more mortgage options available to you if you have a bigger deposit. You may also find this cost of moving home calculator useful with Compare My Move Cost of Moving House Calculator
There is nothing wrong with offering a lower asking price than advertised, however, you should do your homework beforehand and ensure it is a serious offer. Make sure you know at this stage if the property is freehold or leasehold. If you own the freehold, it means that you own the building and the land it stands on outright. Most flats and apartments are leasehold, this means that you have a lease from the freeholder (sometimes called the Superior Landlord) to use the home for a number of years. For more information on leasehold and freehold properties, click here:
Find out more
You will also need to choose which survey you require at this stage. A valuation survey only determines whether the property is worth the amount you have agreed to pay for it, you may decide that a more in depth survey detailing any possible issues with the property is more appropriate. The right survey will depend on the type of house you are buying. We recommend that you seek independent advice if you are unsure which survey is best for you.
Don’t forget to read the meters when you move in and inform the utility companies/ telephone provider and council that you now own the property.
ACJ have the time and resource to sell you home for the best price, faster.
If you have further questions following on from our buying guide, please fill out our online contact form.